Top Cars Below 10 Lakh 2026 (5 Star) Safety Rating

If you are planning to buy a new car below 10 lakh, then in the Indian market in 2025 there are many excellent options available. These cars below 10 lakh are selected by considering mileage, safety, modern features, and overall value for money, making them ideal budget cars for Indian buyers.

1. Tata Punch

Estimated Price: ₹6.0 – ₹10.0 lakh*
Why included: It offers an SUV-inspired design, strong safety focus with a 5-star rating, high ground clearance, and efficient engines, making it one of the most preferred budget choices in 2026.

2. Maruti Suzuki Baleno

Segment: Premium hatchback
Estimated Price: ₹5.9 – ₹9.9 lakh*
Why included: It offers a spacious cabin, a feature-rich interior, and strong brand value, making it a reliable choice in its segment. 

3. Maruti Suzuki Swift (2026 Updated)

Segment: SUV-style hatchback
Estimated Price: ₹6.8 – ₹9.9 lakh*
Why included: It features an SUV-inspired look, sporty design, and a well-equipped feature set, appealing to buyers seeking a stylish and practical option.

4. Maruti Suzuki Fronx

Segment: SUV-style hatchback
Estimated Price: ₹6.8 – ₹9.9 lakh*
Why included: It comes with an SUV-inspired appearance, sporty styling, and a well-balanced set of modern features.

5. Renault Triber Facelift

Segment: 7-seater MPV
Estimated Price: ~₹6.3 – ₹9.2 lakh*
Why included: It offers higher seating capacity and family-friendly space, making it suitable for larger households and group travel.

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How to Choose the Right Car Under ₹10 Lakh? (2026 Guide)

While selecting a car under a ₹10 lakh budget, first identify your primary requirement—whether it is city commuting, family use, or long-distance travel.

Give priority to safety and shortlist models that come with a reliable Global NCAP safety rating.

Evaluate mileage and fuel options such as petrol, CNG, or automatic transmission to estimate long-term running costs.

Check the brand’s service network and maintenance expenses to avoid higher ownership costs in the future.

Finally, balance features and resale value carefully before making your final choice in 2026.

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FAQ

1. Which is the safest car under ₹10 lakh in 2026?

In 2026, Tata Punch and Tata Altroz are considered among the safest options due to their strong body structure, improved airbag configuration, and good Global NCAP safety ratings.

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2. Which cars are best for families under ₹10 lakh in 2026?

For family use in 2026, Maruti Baleno, Hyundai Exter, and Tata Punch are preferred choices as they offer good cabin space, safety, and relatively low maintenance within the budget.